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Money and Wellbeing, Examined
Spend Well
What the research says about money and how you feel: two kinds of well-being, income and the famous 75,000 dollars claim and its correction, spending on others, buying time, experiences or things, money worries and thinking, debt, and years of hardship. Thirteen research chapters that name each study and its size, plus a weekly routine, drills with answer keys and cards to copy. Not financial advice.
16 chapters · 41 pages · 16 studies cited
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What you get
Two Kinds of Well-Being
More than 450,000 survey responses: how days feel and how you judge your life have different predictors.
Does More Income Keep Helping?
1,725,994 reports from 33,391 employed US adults: well-being rose with log income with no plateau above 75,000 dollars.
The Conflict Resolved
An adversarial collaboration: flattening only among the least happy, and why the first measure had a ceiling.
Spending on Others
A survey, a windfall field study and a randomised test: spending on others made people happier.
Giving Around the World
136 countries and experiments in four: the link held in poor and rich countries alike.
Buying Time
6,271 people in four countries and a field experiment: paying for time-saving services and life satisfaction.
Experiences or Things?
Studies of social class: experiences suited higher-class buyers, while lower-class buyers were as happy or happier with things.
When Money Worries Crowd Out Thinking
A study of poverty and thinking, with farmers measured before and after harvest, and a published comment that disputed the lab part.
Debt and How You Feel
Reviews of 52 and 39 studies: debt, financial strain, anxiety and depression.
Years of Hardship
1,167 adults aged 65 and over: how long hardship lasted mattered most for late-life health.
When Money Is Given Directly
A meta-analysis of 45 studies and 116,999 people: cash transfers had small positive effects, larger when the transfer was larger.
Wealth as a Buffer
A long-running study of people nearing retirement: above-median wealth went with a much smaller fall in well-being after a disability.
When Money Becomes the Main Goal
753 effect sizes from 259 samples: materialism went with lower well-being, most strongly for risky behaviours and self-appraisal.
A Practice Routine
Five if-then plans and a light weekly routine that turn the book into habit.
Drills: Check the Claim, Check the Purchase
Two kinds of well-being, experience or thing, reading the numbers, claim checks, a gift plan and a time-buy plan, with checked answers. Practice material, not research or advice.
Tools and Glossary
A weekly score card, giving log, time-buy list, purchase check, worry card, checklist and a glossary of 15 terms. Practice material, not research.
What makes this different
Every research claim names its study
Each research claim names the study and its size where the abstract gave it. A Sources section lists all 16.
Corrections and disputes included
The famous income claim, its correction by its own authors, and a published comment on the poverty study are all reported, so you can see the evidence move.
Cards and drills you can use today
A weekly score card, drills with answer keys and a log, labelled as practice material. Not financial advice.
Read the first 3 chapters free
Download chapters 1 to 3 before you decide. No email required.
Download free chapters (PDF)Look inside
Real pages from Spend Well
These pages come straight from the free chapter. The full workbook is written the same way.
Questions before you buy
What do I get?
The full book as a PDF and as an ePub for Kindle and Apple Books. One purchase, one flat price, no subscription.
How do I receive it?
You pay on a secure Stripe checkout page. The download link is sent to your email right after purchase.
What if it is not right for me?
You get a full refund within 30 days of purchase, no questions asked. Email the address in your confirmation message.
Can I read a sample first?
Yes. Get Chapter 1 free by email and read it before you decide.
Get Spend Well
PDF + ePub. Instant download. 30-day guarantee.
$14.99Buy Spend Well — $14.99Secure checkout via Stripe. 30-day money-back guarantee.