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Read Chapter 1 of Invested — free.

Chapter 1 introduces the $38K problem: whether you can actually start investing right now with student loans, a side hustle, and $200 left after rent. Real math. No assumptions about your income.

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What you'll read in Chapter 1:

  • The $38K problem: whether you can start investing right now with loans and variable income
  • Why inflation makes waiting to invest cost more than you think
  • The take-home pay reality check — what $38K actually leaves you each month
  • The three financial positions and which one you are in before you invest a dollar
  • Why most beginner investing advice assumes a salary that most beginners do not have

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10 chapters. Worksheets for every major decision. 2026 inflation-adjusted math. PDF + Kindle ePub. $22 — no subscription, one purchase.

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